Insurance Discount
As the principal operator of a motor vehicle, you are eligible for at least a 10% discount on the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years. Typically, the discount is applied immediately after you present your course completion certificate to your insurance company or agent, retroactively from the date you finished the course. If you submit the certificate more than 90 days after completing the course, the discount will take effect on the date it is presented.

You can retake the course every 36 months to continue receiving the insurance reduction.

Point Reduction
If you accumulate 11 points for traffic violations within an 18-month period, completing the course will reduce your total points by 4, which could help prevent license suspension.

This reduction only applies to points from violations within the 18 months before completing the course. It does not affect earlier points and cannot be applied to future violations.

Points may only be reduced once in any 18-month period.

Traffic Tickets
You can take the course as part of a plea bargain with the court or the state prosecutor to reduce your top charge.

Most courts permit plea bargaining, and many prosecutors are open to offering reduced charges through this process.