Did you know that as of 2012, New York State had the 8th highest insurance premiums in the country based on a percentage of annual household incomes? Even if you are a perfect driver, factors like accident rates and your location can impact your insurance premium.

However, you can easily lower your insurance costs by taking a defensive driving course. Once you complete the course, simply present the certificate of completion to your insurance company—no need for a new quote or changing your insurance policy.

The New York DMV offers motorists the opportunity to take a defensive driving course to reduce traffic points and enjoy a 10% discount on car insurance. This mandatory rate decrease lasts for three years. By taking the course and presenting your certificate of completion to your insurer, you can benefit from these savings without any hassle.

The American Safety Council (ASC) has introduced the first DMV-approved online defensive driving course. This online option allows you to complete the course without worrying about time, cost, or travel limitations. You can take the course once every three years to keep your car insurance premiums reduced.

The American Safety Council’s New York Internet Point and Insurance Reduction Course (IPIRP) offers the same material and time requirements as the live classroom course. However, it provides the convenience of completing the course in sections, at any time of the day, and at your own pace. No need to attend a classroom.

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There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteradution in some form by injected humour, or randomised words which don't look even slightly believable. If you are going There are many variations

There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteradution in some form by injected humour, or randomised words which don't look even slightly believable. If you are going There are many variations

There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteradution in some form by injected humour, or randomised words which don't look even slightly believable. If you are going There are many variations